Loan Rates

Effective Date: January 1, 2024
The rates contained in this loan rate section are accurate as of January 1, 2024. For current information, call Maui FCU at 808-873-5050.

New Auto

100% financing available

TermAPR*

Up to 66 months

As low as 5.50%

78 months

As low as 6.25%

90 months

As low as 7.25%

Payment Example: A loan of $15,000 at 5.50% APR over a 5-year term would require monthly payments of approximately $286.52.
Please Note: Above stated Repayment Example, payments do not include amounts for taxes and insurance premiums. If applicable, the actual payment obligation will be greater. 

Used Auto

100% of Kelly Blue Book Lending Value

TermAPR*

Up to 66 months

As low as 5.50%

78 months

As low as 6.25%

90 months

As low as 7.25%

Payment Example: A loan of $15,000 at 5.50% APR over a 5-year term would require monthly payments of approximately $286.52.
Please Note: Above stated Repayment Example, payments do not include amounts for taxes and insurance premiums. If applicable, the actual payment obligation will be greater. 

Older Auto

Used Autos over 5 years old

TermAPR*

Up to 54 months

As low as 6.25%

66 months

As low as 6.75%

Payment Example: A loan of $10,000 at 6.25% APR over a 4-year term would require monthly payments of approximately $236.00.
Please Note: Above stated Repayment Example, payments do not include amounts for taxes and insurance premiums. If applicable, the actual payment obligation will be greater. 

Personal Loans

Term

APR*

54 months

As low as 7.50%

66 months

As low as 8.00%

78 months

As low as 9.00%

Payment Example: A loan of $5,000 at 7.50% APR over a 54 months term would require monthly payments of approximately $109.38.

Holiday Loans

Term

APR*

12 months

As low as 7.00%

Payment Example: A loan of $2,000 at 6.50% APR over a 1-year term would require monthly payments of approximately $173.05.

Shared Secured Loans

Term

APR*

Up to 120 months

As low as 2.50%

Subject to a pledge against “Fully Secured Share Account” only
Payment Example: A loan of $5,000 at 2.50% APR over a 5-year term would require monthly payments of approximately $88.74.

Real Estate Loans

Please call us at 808-873-5050 for current rates.

*APR = Annual Percentage Rate.
Rates, terms and conditions are subject to change at any time without prior notice. Higher rates may apply depending on your credit performance, the product and term selected, and other factors. All loans are subject to qualification. You must be a member to apply for a loan.

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