FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Account Type

Min. Opening Deposit

Min. Daily Balance to Earn APY

Dividend Rate

APY*

Regular Share

$25

$100

0.050%

0.05%

Secondary Share

$100

$100

0.050%

0.05%

Sprout Share

$25

None

0.050%

0.05%

iThrive Share

$25

None

0.050%

0.05%

Christmas Club Share

None

None

0.050%

0.05%

Account Type

Min. Opening Deposit

Min. Daily Balance to Earn APY

Dividend Rate

APY*

Share Draft

None

None

0.020%

0.02%

Account Type

Min. Opening Deposit

Min. Daily Balance to Earn APY

Dividend Rate

APY*

3 Month

$1,000

None

0.250%

0.25%

6 Month

*Limited Time Offer

$1,000

None

3.929%

4.00%

1 Year

$1,000

None

3.202%

3.25%

2 Year

$1,000

None

3.202%

3.25%

3 Year

$1,000

None

2.957%

3.00%

4 Year

$1,000

None

2.957%

3.00%

5 Year

$1,000

None

2.957%

3.00%

1 Early withdrawal penalty provision applies. Minimum $250 opening deposit for iThrive and Sprout Youth Accounts.

Account Type

Min. Opening Deposit

Min. Daily Balance to Earn APY

Dividend Rate

APY*

Traditional IRA

None

None

2.472%

2.500%

Roth IRA

None

None

2.472%

2.500%

Account Type

Min. Opening Deposit

Min. Daily Balance to Earn APY

Dividend Rate

APY*

Coverdell ESA

None

None

2.472%

2.500%

1APY = Annual Percentage Yield. APYs are effective as of 08/01/2026, and may change at any time without notice. Fees may reduce earnings.

*CD Specials. Annual Percentage Yields (APY) are accurate as of 08/01/2026. Early withdrawal penalty provision applies. The above rates are available for a limited time.

 

All rates are subject to change at any time and without prior notice. Other terms or conditions may apply. Fees may reduce your earnings.