Maui FCU Credit Card App
The Maui FCU Credit Card App allows for on-the-go credit card management that’s fast and easy while keeping you up to date on your transactions. Access is secure and protected by multi-factor authentication.
Features
- Make a payment to your card.
- View recent and pending transactions.
- View next payment amount and due date.
- Set up card controls and transaction alerts.
- Place a travel notification.
- Report a card lost or stolen.
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Get Started!
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Credit Building Tips
- Pay Your Bill on Time Every Month
Paying down or paying off your card balance every month creates a credit score payment history, which is key towards building healthy credit.
- Keep Your Balance Low and Charge Mindfully
Typically, it is recommended to keep your balance around 30% of the credit limit or less. Charge what you can afford, so that you are less likely to carry over a balance.
- Don’t Close the Credit Line Unless You’re Upgrading to an Unsecured Credit Card
The length of credit history also helps with building your credit score.
- Track Your Usage
Check your credit card usage via online or through the Maui FCU Credit Card App and monitor your transactions by signing up for Visa Purchase Alerts.
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Visa Purchase Alerts
Help Reduce Fraud and Monitor Your Spending Anytime, Anywhere
With near real-time Visa Purchase Alerts, you can receive updates on your Visa® credit card activity. This unique service is available free for Maui FCU Visa credit cardholders.
After your Visa card has been used, you’ll receive an alert through text message3 or email. If there is fraudulent activity, you can find out within minutes and act quickly to resolve the situation.
Key Benefits
- Helps Keep Your Account Secure: Get alerts for transactions in real-time to help identify potentially fraudulent activity.
- Allows You to Take an Active Role: Track spending and stay on top of account balances.
- Custom Alerts: Adjust your alerts to what makes sense for you and receive them via SMS text3 or email.
Register for Visa Purchase Alerts
Enroll
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How you use the service is up to you. You can choose to receive alerts when your Visa card is used for purchases over a specified amount, online transactions, purchases outside the United States, and more. You can even customize the purchase amount threshold—for example, setting it to only receive alerts for purchases above $100.
Select the delivery options that best meet your needs, with text messages3, emails, or both for extra security and convenience. Each alert contains important information, including the purchase amount, merchant name and location (if available).
All this for free to all Maui FCU Visa credit cardholders.
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1 All loans are subject to credit approval. Certain terms and conditions may apply. Rates may vary depending on credit history and underwriting factors. All loan programs, rates, terms and conditions are subject to change at any time without notice. For more information, please contact a loan specialist at 808-873-5050.
Important Information to Applicant(s). To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who applies for a loan or opens an account. What this means for you? When you apply for a loan or open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. In some instances, we may use outside sources to confirm the information. The information you provide is protected by our privacy policy and federal law.
2 Available only for Android™, iPhone® and iPad® devices. iPhone® and iPad® is a trademark of Apple® Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. Standard messaging and data usage fees apply. Please contact your carrier for details.
3 Message and data rates may apply.
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